📱 Your Phone
SMS, WhatsApp, bank alerts and ‘customer care’.
Levels
- Bank alerts — Banks text you every day. Scammers copy them. Learn the difference.
- Hi mum, new number — Emergencies, prizes and strangers who know your name.
- OTP hunters — One code is all they need. Don't give it away.
- Boss: The ‘bank officer’ — He sounds professional. He knows your name. He wants one thing.
Scams you'll learn to spot
- BVN / account phishing link
- New number, send money
- Prize with a ‘processing fee’
- OTP grab